Financing & Leasing

Purchase, financing, or leasing – you decide how the vehicle fits into your balance sheet and liquidity planning.

Financing options

Which option makes the most economic sense depends primarily on your balance sheet structure, the planned useful life, and your tax situation.

Purchase

You purchase the vehicle directly and become the owner upon handover.


No ongoing installments and no interest costs

Full freedom of disposal regarding usage, modifications, and resale

Please note: high capital commitment at the time of purchase

Financing

You pay the purchase price in monthly installments and become the owner with the final payment.


Low capital commitment while building ownership

Term and down payment can be adjusted to your plans

Please note: interest costs over the term, credit check required

Leasing

You use the vehicle for a fixed monthly fee, while the lessor retains ownership.


No capital commitment, predictable monthly costs

Generally off-balance sheet

Please note: no equity build-up, vehicle must be returned at the end of the term

Requirements

Registered company or business

Commercial use of the vehicle

Company headquarters in the DACH region; for other markets, we will clarify the possibilities on a case-by-case basis

If you are a startup or a new business, please get in touch—we will clarify the requirements on a case-by-case basis with our partners.

Inquiry process

01

Configuration

We coordinate the vehicle, body, and equipment to prepare your quote.
02

Inquiry

You select the desired option, we forward the request, and coordinate the necessary documentation with you.
03

Review

Credit check and preparation of the financing or leasing offer by the bank.
04

Completion

After the contract is signed, the delivery time is generally 8–12 weeks.

Contractual partner: The financing or leasing agreement is concluded between you and the respective financing partner. We establish the contact, obtain quotes, and manage the coordination process.

Funding

Financing and public subsidies are not mutually exclusive – however, eligibility depends on the specific program and the type of contract chosen. Please check both before placing your order if possible.

We are not a financial services institution and do not provide financial or tax advice. Information regarding terms, conditions, and accounting treatment is non-binding and intended for initial guidance only; the offer from the respective financing partner is exclusively authoritative.

SmarTuk L2 stands on a paved driveway in front of a metal gate, surrounded by trees and rock walls in the warm evening light.
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